Welcome to Policy & Growth Academy. By accessing and using our website, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully before using our services. If you do not agree to these terms, you should not access or use this website.

1. General Conditions
These Terms of Use govern your access to and use of all content, materials, and services provided by Policy & Growth Academy. We reserve the right to modify or update these terms at any time without prior notice. Continued use of the website after any modifications constitutes acceptance of the revised terms.

2. User Responsibilities
Users agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others. You may not attempt to disrupt, damage, or gain unauthorized access to the site or its systems. Misuse of the website may result in restricted access or legal action.

3. Intellectual Property Rights
All materials, including text, graphics, logos, and educational content, are the exclusive property of Policy & Growth Academy or its licensors. Unauthorized use, reproduction, or distribution of any material from this website is strictly prohibited.

4. Registration and Account Security
Some services may require account registration. Users must provide accurate and up-to-date information during registration. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.

5. Limitation of Liability
Policy & Growth Academy is not responsible for any damages resulting from the use or inability to use our website or services. While we strive to provide accurate and reliable content, we do not guarantee that the information provided is free of errors or omissions.

6. Privacy Policy
We respect your privacy and protect your personal data in accordance with applicable laws. Information collected through the website is used solely for providing services and improving user experience.

7. Service Disclaimer
The courses and materials provided by Policy & Growth Academy are for educational and informational purposes only. They are not intended as professional or legal advice. While we aim to ensure the accuracy and reliability of our content, we make no warranties, express or implied, regarding its completeness, suitability, or applicability to specific circumstances. Each user is responsible for evaluating the relevance and usefulness of the information provided.

8. Refund Policy
Policy & Growth Academy strives to ensure participant satisfaction with all courses and programs. Refunds may be requested within 14 days of purchase if the participant has not yet accessed more than 20% of the course content. Requests for refunds must be submitted in writing to our support team at support@poligrowth.com.
Once approved, refunds will be processed within 10 business days. No refunds are provided after course completion or certificate issuance.

9. Termination of Access
We reserve the right to suspend or terminate user access to the website or specific services if we believe there has been a violation of these Terms of Use. Termination may occur without prior notice.

10. Governing Law
These Terms of Use are governed by the laws of Switzerland. Any disputes arising from or related to the use of this website shall be resolved under Swiss jurisdiction.

11. Contact Information
For any questions or concerns regarding these Terms of Use, please contact us at support@poligrowth.com.